|
|
|
RANK
|
18-MONTH CD
|
STARS
|
| 1 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 2 |
Discover Bank, 800-347-7000
|
*****
|
| 3 |
GMAC Bank , 866-246-2265
|
***
|
|
RANK
|
MONEY MARKET ACCOUNT
|
STARS
|
| 1 |
Corus Bank, 800-989-5101
|
*
|
| 2 |
Flagstar Bank, 216-245-0502
|
**
|
| 3 |
EverBank, 888-882-3837
|
****
|
|
RANK
|
1-MONTH CD
|
STARS
|
| 1 |
Silvergate Bank , 800-595-5856
|
****
|
| 2 |
Beal Bank Nevada, 866-375-3500
|
****
|
| 3 |
VirtualBank, 877-998-2265
|
**
|
|
RANK
|
IRA - 1-MONTH CD
|
STARS
|
| 1 |
First NB of Baldwin County, 251-943-5656
|
*
|
| 2 |
Champion Bank, 314-292-6000
|
*
|
|
RANK
|
IRA - 2-MONTH CD
|
STARS
|
| 1 |
M&T Bank, NA, 800-528-6532
|
****
|
| 2 |
First NB of Baldwin County, 251-943-5656
|
*
|
| 3 |
Champion Bank, 314-292-6000
|
*
|
|
RANK
|
2-MONTH CD
|
STARS
|
| 1 |
Beal Bank Nevada, 866-375-3500
|
****
|
| 2 |
VirtualBank, 877-998-2265
|
**
|
| 3 |
UmbrellaBank.com, 205-951-7307
|
*
|
|
RANK
|
3-MONTH CD
|
STARS
|
| 1 |
Nexity Bank, 877-738-6391
|
*
|
| 2 |
Imperial Capital Bank, 866-413-5626
|
*
|
| 3 |
Excel National Bank, 310-362-2020
|
**
|
|
RANK
|
IRA - 3-MONTH CD
|
STARS
|
| 1 |
EverBank, 888-882-3837
|
****
|
| 2 |
Countrywide Bank, FSB, 800-479-4221
|
*
|
| 3 |
American Bank, 888-366-6622
|
****
|
|
RANK
|
IRA - 18-MONTH CD
|
STARS
|
| 1 |
M&T Bank, NA, 800-528-6532
|
****
|
| 2 |
Imperial Capital Bank, 866-413-5626
|
*
|
| 3 |
Intervest Natl Bk, 212-218-8383
|
**
|
|
RANK
|
6-MONTH CD
|
STARS
|
| 1 |
Corus Bank, 800-989-5101
|
*
|
| 2 |
Imperial Capital Bank, 866-413-5626
|
*
|
| 3 |
Nexity Bank, 877-738-6391
|
*
|
|
RANK
|
1-YEAR CD
|
STARS
|
| 1 |
Corus Bank, 800-989-5101
|
*
|
| 2 |
GMAC Bank , 866-246-2265
|
***
|
| 3 |
VirtualBank, 877-998-2265
|
**
|
|
RANK
|
IRA - 1-YEAR CD
|
STARS
|
| 1 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 2 |
Imperial Capital Bank, 866-413-5626
|
*
|
| 3 |
Nexity Bank, 877-738-6391
|
*
|
|
RANK
|
IRA - 2-YEAR CD
|
STARS
|
| 1 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 2 |
M&T Bank, NA, 800-528-6532
|
****
|
| 3 |
Intervest Natl Bk, 212-218-8383
|
**
|
|
RANK
|
2-YEAR CD
|
STARS
|
| 1 |
Discover Bank, 800-347-7000
|
*****
|
| 2 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 3 |
GMAC Bank , 866-246-2265
|
***
|
|
RANK
|
IRA - 2-1/2 YEAR CD
|
STARS
|
| 1 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 2 |
M&T Bank, NA, 800-528-6532
|
****
|
| 3 |
Intervest Natl Bk, 212-218-8383
|
**
|
|
RANK
|
2-1/2 YEAR CD
|
STARS
|
| 1 |
Discover Bank, 800-347-7000
|
*****
|
| 2 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 3 |
M&T Bank, NA, 800-528-6532
|
****
|
|
RANK
|
IRA - 5-YEAR CD
|
STARS
|
| 1 |
Salem Five/directbanking.com, 888-662-5500
|
***
|
| 2 |
M&T Bank, NA, 800-528-6532
|
****
|
| 3 |
Intervest Natl Bk, 212-218-8383
|
**
|
|
RANK
|
3-YEAR CD
|
STARS
|
| 1 |
Discover Bank, 800-347-7000
|
*****
|
| 2 |
GMAC Bank , 866-246-2265
|
***
|
| 3 |
Intervest Natl Bk, 212-218-8383
|
**
|
|
RANK
|
4-YEAR CD
|
STARS
|
| 1 |
Discover Bank, 800-347-7000
|
*****
|
| 2 |
GMAC Bank , 866-246-2265
|
***
|
| 3 |
Third Federal Savings and Loan , 888-844-7333
|
****
|
|
RANK
|
IRA - MMA JUMBO CD
|
STARS
|
| 1 |
EverBank, 888-882-3837
|
****
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
**
|
| 3 |
American Bank, 888-366-6622
|
****
|
|
RANK
|
MMA JUMBO CD
|
STARS
|
| 1 |
Corus Bank, 800-989-5101
|
*
|
| 2 |
Flagstar Bank, 216-245-0502
|
**
|
| 3 |
EverBank, 888-882-3837
|
****
|
|
RANK
|
1-MONTH JUMBO CD
|
STARS
|
| 1 |
Silvergate Bank , 800-595-5856
|
****
|
| 2 |
Beal Bank Nevada, 866-375-3500
|
****
|
| 3 |
First Trade Union Bk, 800-242-0272
|
****
|
|
RANK
|
5-YEAR CD
|
STARS
|
| 1 |
Discover Bank, 800-347-7000
|
*****
|
| 2 |
Capital One Direct Banking, 800-564-7426
|
*****
|
| 3 |
GMAC Bank , 866-246-2265
|
***
|
|
RANK
|
IRA - 1-MONTH JUMBO CD
|
STARS
|
| 1 |
First NB of Baldwin County, 251-943-5656
|
*
|
| 2 |
MetLife Bank, 866-226-5638
|
***
|
| 3 |
Champion Bank, 314-292-6000
|
*
|
|
RANK
|
IRA - 2-MONTH JUMBO CD
|
STARS
|
| 1 |
First NB of Baldwin County, 251-943-5656
|
*
|
| 2 |
Champion Bank, 314-292-6000
|
*
|
|
RANK
|
2-MONTH JUMBO CD
|
STARS
|
| 1 |
Beal Bank Nevada, 866-375-3500
|
****
|
| 2 |
First Trade Union Bk, 800-242-0272
|
****
|
| 3 |
UmbrellaBank.com, 205-951-7307
|
*
|
|
RANK
|
3-MONTH JUMBO CD
|
STARS
|
| 1 |
Nexity Bank, 877-738-6391
|
*
|
| 2 |
Excel National Bank, 310-362-2020
|
**
|
| 3 |
UmbrellaBank.com, 205-951-7307
|
*
|
|
RANK
|
IRA - 3-MONTH JUMBO CD
|
STARS
|
| 1 |
American Bank, 888-366-6622
|
****
|
| 2 |
Countrywide Bank, FSB, 800-479-4221
|
*
|
| 3 |
Heritage Bank, 800-344-7048
|
***
|
|
RANK
|
IRA - 6-MONTH JUMBO CD
|
STARS
|
| 1 |
First Trade Union Bk, 800-242-0272
|
****
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
**
|
| 3 |
M&T Bank, NA, 800-528-6532
|
****
|
|
RANK
|
6-MONTH JUMBO CD
|
STARS
|
| 1 |
Corus Bank, 800-989-5101
|
*
|
| 2 |
Nexity Bank, 877-738-6391
|
*
|
| 3 |
giantbank.com, 877-446-4200
|
****
|
|
RANK
|
1-YEAR JUMBO CD
|
STARS
|
| 1 |
Corus Bank, 800-989-5101
|
*
|
| 2 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 3 |
VirtualBank, 877-998-2265
|
**
|
|
RANK
|
IRA - 1-YEAR JUMBO CD
|
STARS
|
| 1 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 2 |
Nexity Bank, 877-738-6391
|
*
|
| 3 |
California First National Bank, 800-735-2465
|
****
|
|
RANK
|
18-MONTH JUMBO CD
|
STARS
|
| 1 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 2 |
Discover Bank, 800-347-7000
|
*****
|
| 3 |
Fireside Bank, 800-933-2323
|
***
|
|
RANK
|
2-YEAR JUMBO CD
|
STARS
|
| 1 |
Discover Bank, 800-347-7000
|
*****
|
| 2 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 3 |
Capital One Direct Banking, 800-564-7426
|
*****
|
|
RANK
|
IRA - 2.5 YEAR JUMBO CD
|
STARS
|
| 1 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
**
|
| 3 |
M&T Bank, NA, 800-528-6532
|
****
|
|
RANK
|
2.5 YEAR JUMBO CD
|
STARS
|
| 1 |
Discover Bank, 800-347-7000
|
*****
|
| 2 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 3 |
M&T Bank, NA, 800-528-6532
|
****
|
|
RANK
|
5-YEAR JUMBO CD
|
STARS
|
| 1 |
Discover Bank, 800-347-7000
|
*****
|
| 2 |
Capital One Direct Banking, 800-564-7426
|
*****
|
| 3 |
Intervest Natl Bk, 212-218-8383
|
**
|
|
RANK
|
IRA - 5-YEAR JUMBO CD
|
STARS
|
| 1 |
M&T Bank, NA, 800-528-6532
|
****
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
**
|
| 3 |
First Trade Union Bk, 800-242-0272
|
****
|
|
RANK
|
IRA - $25,000 MINI JUMBO 3-MONTH CD
|
STARS
|
| 1 |
EverBank, 888-882-3837
|
****
|
| 2 |
American Bank, 888-366-6622
|
****
|
| 3 |
Countrywide Bank, FSB, 800-479-4221
|
*
|
|
RANK
|
$25,000 MINI JUMBO 3-MONTH CD
|
STARS
|
| 1 |
Nexity Bank, 877-738-6391
|
*
|
| 2 |
Imperial Capital Bank, 866-413-5626
|
*
|
| 3 |
UmbrellaBank.com, 205-951-7307
|
*
|
|
RANK
|
$25,000 MINI JUMBO 6-MONTH CD
|
STARS
|
| 1 |
Corus Bank, 800-989-5101
|
*
|
| 2 |
Imperial Capital Bank, 866-413-5626
|
*
|
| 3 |
Nexity Bank, 877-738-6391
|
*
|
|
RANK
|
IRA - $25,000 MINI JUMBO 6-MONTH CD
|
STARS
|
| 1 |
EverBank, 888-882-3837
|
****
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
**
|
| 3 |
M&T Bank, NA, 800-528-6532
|
****
|
|
RANK
|
MMA $10K
|
STARS
|
| 1 |
Corus Bank, 800-989-5101
|
*
|
| 2 |
Flagstar Bank, 216-245-0502
|
**
|
| 3 |
EverBank, 888-882-3837
|
****
|
|
RANK
|
IRA - $50,000 MINI JUMBO 3-MONTH CD
|
STARS
|
| 1 |
EverBank, 888-882-3837
|
****
|
| 2 |
American Bank, 888-366-6622
|
****
|
| 3 |
Countrywide Bank, FSB, 800-479-4221
|
*
|
|
RANK
|
$50,000 MINI JUMBO 3-MONTH CD
|
STARS
|
| 1 |
Nexity Bank, 877-738-6391
|
*
|
| 2 |
Imperial Capital Bank, 866-413-5626
|
*
|
| 3 |
UmbrellaBank.com, 205-951-7307
|
*
|
|
RANK
|
$50,000 MINI JUMBO 6-MONTH CD
|
STARS
|
| 1 |
Corus Bank, 800-989-5101
|
*
|
| 2 |
Imperial Capital Bank, 866-413-5626
|
*
|
| 3 |
Nexity Bank, 877-738-6391
|
*
|
|
RANK
|
IRA - $50,000 MINI JUMBO 6-MONTH CD
|
STARS
|
| 1 |
EverBank, 888-882-3837
|
****
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
**
|
| 3 |
M&T Bank, NA, 800-528-6532
|
****
|
|
RANK
|
IRA - MMA $10K
|
STARS
|
| 1 |
EverBank, 888-882-3837
|
****
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
**
|
| 3 |
BankDirect, 877-839-2737
|
****
|
|
RANK
|
IRA - $25,000 MINI JUMBO MMA
|
STARS
|
| 1 |
EverBank, 888-882-3837
|
****
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
**
|
| 3 |
BankDirect, 877-839-2737
|
****
|
|
RANK
|
$25,000 MINI JUMBO MMA
|
STARS
|
| 1 |
Corus Bank, 800-989-5101
|
*
|
| 2 |
Flagstar Bank, 216-245-0502
|
**
|
| 3 |
EverBank, 888-882-3837
|
****
|
|
RANK
|
$50,000 MINI JUMBO MMA
|
STARS
|
| 1 |
Corus Bank, 800-989-5101
|
*
|
| 2 |
Flagstar Bank, 216-245-0502
|
**
|
| 3 |
EverBank, 888-882-3837
|
****
|
|
RANK
|
IRA - $50,000 MINI JUMBO MMA
|
STARS
|
| 1 |
EverBank, 888-882-3837
|
****
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
**
|
| 3 |
BankDirect, 877-839-2737
|
****
|
|
RANK
|
IRA - 4-YEAR CD
|
STARS
|
| 1 |
Intervest Natl Bk, 212-218-8383
|
**
|
| 2 |
EverBank, 888-882-3837
|
****
|
| 3 |
M&T Bank, NA, 800-528-6532
|
****
|
|
RANK
|
4-YEAR JUMBO CD
|
STARS
|
| 1 |
Discover Bank, 800-347-7000
|
*****
|
| 2 |
Third Federal Savings and Loan , 888-844-7333
|
****
|
| 3 |
Capital One Direct Banking, 800-564-7426
|
*****
|
|
RANK
|
IRA - 4-YEAR JUMBO CD
|
STARS
|
| 1 |
EverBank, 888-882-3837
|
****
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
**
|
| 3 |
M&T Bank, NA, 800-528-6532
|
****
|
|
RANK
|
IRA - MONEY MARKET ACCOUNT
|
STARS
|
| 1 |
EverBank, 888-882-3837
|
****
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
**
|
| 3 |
BankDirect, 877-839-2737
|
****
|
|
RANK
|
IRA - 6-MONTH CD
|
STARS
|
| 1 |
EverBank, 888-882-3837
|
****
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
**
|
| 3 |
First Trade Union Bk, 800-242-0272
|
****
|
|
RANK
|
saving accounts
|
STARS
|
| 1 |
iGObanking.com, 718-512-2710
|
****
|
| 2 |
Third Federal Savings and Loan, 216-429-5090
|
****
|
| 3 |
FNBO Direct, 312-696-5119
|
****
|
|
RANK
|
9 month
|
STARS
|
| 1 |
Nexity Bank, 877-738-6391
|
*
|
| 2 |
Stonebridge Bank, 800-807-1666
|
**
|
| 3 |
GMAC Bank , 866-246-2265
|
***
|
|
RANK
|
9month jumbo
|
STARS
|
| 1 |
Nexity Bank, 877-738-6391
|
*
|
| 2 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 3 |
giantbank.com, 877-446-4200
|
****
|
|
RANK
|
3yr cd jumbo
|
STARS
|
| 1 |
Discover Bank, 800-347-7000
|
*****
|
| 2 |
California First National Bank, 800-735-2465
|
****
|
| 3 |
Nationwide Bank, 216-896-8967
|
****
|
|
RANK
|
IRA - 9-MONTH CD
|
STARS
|
| 1 |
Intervest Natl Bk, 212-218-8383
|
**
|
| 2 |
M&T Bank, NA, 800-528-6532
|
****
|
| 3 |
Countrywide Bank, FSB, 800-479-4221
|
*
|
The following chart shows the institutions that most often provided the highest yields for nationally available MMAs and CDs that can be opened by mail/phone during the third quarter of 2008. At the end of each calendar quarter, bankrate.com ranks all of the institutions that have provided listings for the 100 Highest Yields newsletter during the calendar quarter and awards Top Tier ranking to the highest three in each category, such as the 1-year CD. The overall rank that each institution earns is based on the number of times within the quarter that the institution's yield was among the top 20 for the product category and the relative position of the yield in relation to the others in the product category.